Refinance

Refinancing your home can have a significant impact on your financial future.  At Alderus Funding our loan consultants will evaluate your current financial status and future goals to provide you with the tools and possible scenarios to make an informed decision.  When refinancing with Alderus Funding your financial well being is our #1 priority.

Calculators

• Debt Consolidation
• Arm vs. Fixed Rate
• Blended Rate
• Fixed Rate vs. Interest Only

Loan Checklist
View printable pdf version

• Most recent mortgage statement(s)
• Last 2 years W-2 Statements for all employers
• Two most recent pay stubs reflecting 30 day period
• 2 months bank statements (all pages) for all accounts (internet statements cannot be used)
• Most recent statements for all assets (401K, IRA, investment accounts) all pages
• Contact information for homeowners insurance provider (if you have one)
• Two most recent years federal tax returns (if self employed or commission income)
• Complete copy of bankruptcy papers including discharge (if applicable)
• Divorce Decree or Separation Agreement (if applicable)
• Lease agreements on all rental properties (if applicable)

All documentation may be faxed to (702) 255-5983 or (866) 554-5983.  You may also email them directly to your Lending Consultant.